Bharat Kumar Mishra

Designation: MD & CEO

Before being designated as MD & CEO of SBI GFL, he served as MD & CEO of SBICAP Trustee Company Limited, a step-down Subsidiary of SBI. He has wide experience in Commercial and Retail banking. He has successfully headed the Commercial Banking branch at Varanasi. He has also handled the position of Regional Manager of 46 branches under Admin Office Varanasi, dealing in Carpet Export, other SMEs, and agricultural banking. He is deeply interested in Digital Transformation objectives and earned laurels for the same while heading different teams. During his long stint in Branch and Administrative office experience, he has worked extensively in the Business Department, Audit and Compliance, Human Resources Planning and Management, Training system, and Organization Planning. 

He has experience in International Banking and has handled SVP (Credit & Operations) assignments at the Regional Head Office, DIFC, Dubai and Country Head & CEO of Maldives Operations of SBI. 

He holds a bachelor's degree in arts (History Hons.), Diploma in Business Finance from ICFAI and is a Certified Associate of the Indian Institute of Bankers (CAIIB). He has also completed an Executive MBA from S.P. Jain Institute of Management & Research and has passed CFA (Level II). He has also earned Certification in Digital Transformation from the Indian School of Business, Hyderabad. 

Prior to joining the State Bank of India, he worked in the Indian Bank and Bank of Baroda for a couple of years.